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Welcome to SteveChava.com
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Helping You Make an Informed Decision About Your Next Mortgage
As a mortgage planner, I dedicate my time to uncover pitfalls that may occur by selecting the wrong mortgage. In the past, a mortgage was merely a way to finance a house. Now days it’s a wealth building, financial planning tool that needs to be selected carefully from day one.
Thank you for visiting, please navigate our website to learn more about us, what we can do for you, and how easy it is to get started.
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Know my thoughts, read my...
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C.A.R. Introduces the Mortgage Protection Program
This program is designed to provide peace of mind to first-time buyers who are hesitant to enter the housing market due to concerns about potential job loss, and subsequently being unable to meet their monthly mortgage obligations.
Through the program, first-time homebuyers who lose their jobs or become accidentally disabled may be eligible to receive up to $1,500 per month up to six months to help make their mortgage payments.
Click here for more details
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Homebuyer's Tax Credit Raised to $8,000
*Repayment Feature Dropped*
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FHA 203(k)
Property Rehabilitation Loan
The FHA 203k Rehab loan allows borrowers to purchase or refinance their home and include the costs of rehabilitation into the same loan. This solution provides borrowers an affordable, stable financing solution that combines the purchase or refinance of the home along with the costs of the improvements into a single loan. The borrower is given the opportunity to borrow against the value of the home after the home improvements have been made.
Some of the benefits include:
- FHA standard guidelines apply
-Low minimum down payment of 3%
-Flexible Credit Qualifying
-Up to 6 PITI payments can be included in the mortgage (if not being occupied during construction)
-Borrow against the value of the home after improvements
-Fully assumable to qualified customers with no money down
-Bank Owned, Short Sale, and Foreclosure homes allowed
For more information on this product
http://www.stevechava.com/Rehab
Call (951) 662-3389 for a complimentary analysis or fill out the request form to receive information on our products
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